CIMB Group Holdings reported a profit before tax of RM3.9 billion for financial year 2015.

The Group declared a second interim net dividend of 11.00 sen per share to be paid via cash or an optional dividend reinvestment scheme.

For 2015, the total dividends amounted to 14.00 sen or RM1.19 billion, translating to a dividend payout ratio of 41.9% of 2015's profits.

"Despite the difficult operating conditions in 2015, we are heartened by the numerous positives we can draw upon, including reporting our highest ever operating income and the continued strong growth shown by all business segments, in particular our regional Consumer and Commercial Banking businesses.

“CIMB Group navigated a challenging 2015 with prudence through the implementation of our business recalibration strategies and very strong focus on cost and capital management,” said Group Chief Executive, Tengku Dato’ Sri Zafrul Aziz.

He added, the CIMB’s focus for the year will be the execution of key T18 projects in areas like Transaction Banking, Commercial Banking and Digital Banking.